HOW TO PLAY

No Entry Fee • Weekly Contests • Real Competition • Optional Cash Contests

Compete. Learn. Have Fun.

Handicap Contests is a free horse racing competition where players use a virtual bankroll to test their handicapping skills against fellow horseplayers from across North America.

Whether you’re a seasoned handicapper or just getting started, HC provides a friendly and competitive environment to improve your game.

The Objective

Your goal is simple:
Build the highest Return on Investment (ROI) using your selections.
Each contest is scored using a virtual Across-the-Board (Win, Place, Show) wager on your selections.

The player with the highest ROI at the end of the contest wins.

How to Enter

3 easy steps found in each email:

① Review Program
② Submit Selections
③ Follow Live Scores

Virtual Bankroll & Scoring

All contests use a virtual bankroll and Across-the-Board (WPS) scoring format.
Maximum payouts per race:

Bet TypeMaximum Credit
Win$32.00
Place$16.00
Show$8.00

This keeps contests competitive while preventing a single longshot from dominating the standings.

Monthly Awards

Compete throughout the month and earn recognition among HC’s top handicappers.

ROI Champion
The player with the highest monthly ROI earns:
🏇 A share in a racehorse or
💵 $100 Cash

Wins Champion
The player with the most contest wins receives:

⭐ Recognition on the Champions Page

HC hosts four contests each week featuring both:

🏇Thoroughbred Racing
🏇Harness Racing

All standard contests are free to enter. Optional cash contests and special events are offered throughout the year.

Join the Community

HC is more than a contest site.

Players can:

  • Participate in the Forums
  • Chat during live racing
  • Read racing content on The Paddock
  • Follow leaderboards and player statistics

Ready to Play?

Register for free Join one of the most active horse racing contest communities.